Privacy Policy

Micro Business and Individual Unit

1.
Direct mailings providing information on loan programs, etc.*

* JFC may use direct mailing to furnish its customers with information on its loan programs that it believes to be in the best interest of the customers. Customers who do not wish to receive such mailings may request to be removed from the mailing list by contacting a local branch of the Micro Business and Individual Unit.

2.
Disclosure to designated recipients of information listed in the following table.

Agricultural, Forestry, Fisheries, and Food Business Unit

1.
Screening procedures by administrative agencies necessary for loans, and procedures for receipt of confirmatory documents and opinion letters from administrative agencies necessary for loans.
2.
Disclosure of information to third parties to the extent necessary for proper execution of operations, such as reporting to competent ministries and supervisory agencies.
3.
Preparation of documents for use in making loan decisions, such as by conducting data analysis.
4.
Disclosure of information relating to loans/repayment, such as the mailing of payment notices.
5.
Surveys and research using questionnaires and so on, and the provision of reference information such as through direct mail. *

*JFC may use direct mailing to furnish its customers with information on its loan programs that it believes to be in the best interest of the customers.Customers who do not wish to receive such mailings may request to be removed from the mailing list by contacting a local branch of the Agriculture,Forestry, Fisheries and Food Business Unit.

Small and Medium Enterprise (SME) Unit

1.
Accepts letters of credit, decides on issuance of letters of credit and management after issuance
2.
Decides on continuous trading related to credit business
3.
Acceptance of credit insurance, payment of insurance money, and management of insurance after insurance accepted.
4.
Cancelled transactions and post-management following transaction cancellation
5.
Provision of business management information necessary for SMEs to aid the client's growth and development.
6.
Implementation and disclosure of survey results on business trends among SMEs to aid the client's growth and development.
7.
Provision of information or suggestions concerning loan programs.*

*JFC may use direct mailing to furnish its customers with information on its loan programs that it believes to be in the best interest of the customers. Customers who do not wish to receive such mailings may request to be removed from the mailing list by contacting a local branch of the Small and Medium Enterprise (SME) Unit.

8.
Evaluation of policies regarding SMEs, and release of evaluation results, as well as research and development concerning new policy-based financing methods.

Crisis Response Finance Department,etc.

1.
Casualty insurance underwriting, damage compensation, and post-crisis management.
2.
Payment of interest subsidies and management subsequent to payment.

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