Basic Philosophy, Mission, and Management Policy

Basic Philosophy

Focused policy-based financing

Following the national policy, provide flexible policy-based financing by utilizing a variety of financing programs and schemes to meet the needs of society, while complementing the activities of private financial institutions.

Mainstreaming governance

Strive to conduct highly transparent and efficient business operations based on a high level of corporate governance and hold itself accountable to the public.

Furthermore, JFC is committed to becoming a self-governing organization continuously evaluating and improving its activities.

Mission, and Management Policy

Basic Sustainability Policy

JFC shall contribute to the realization of a sustainable society by striving to support SMEs, small businesses, agricultural, forestry and fisheries businesses, among others, through the appropriate provision of policy-based financing and to manage its operations in consideration of regional revitalization and the environment through cooperation with relevant organizations.

Basic Concept

Through steady implementation of each item of the Business and Management Plan, we will promote sustainability and contribute to the achievement of the SDGs.

Identifying Materiality

• The following materialities are defined as key issues to be addressed in promoting sustainability.

  (1) Supporting customers’ business continuity by exercising safety net functions

  (2) Collaborate with private financial institutions and related organizations to support the growth of customers and the regional community

  (3) Focus on business fields that need prioritized support to support customers and the development of Japan

  (4) Increase the satisfaction of working staff by creating a workplace where diverse human resources can play their active roles

• Progress in addressing materiality issues shall be reported to and monitored by the Board of Directors and evaluated by the Evaluation & Review Committee in an effort to improve initiatives for the promotion of sustainability.

Cooperation with Local Communities

Contribute to the progress of sustainability initiatives in the community as a whole by sharing the importance of sustainability initiatives with customers and relevant institutions.

Foster Human Resources

Enhance staff training to realize high-quality customer service and nurture high-level management capabilities and expertise to enable all management and staff to fulfill their expected roles as policy finance providers.

Internal Environmental Improvement

Promote career development for women while also striving to create a workplace where it is possible to practice work-life management regardless of gender.

Create Awareness among All Management and Staff

Foster awareness of sustainability among all management and staff to ensure they are actively engaged in promoting sustainability in accordance with this Policy.

Human Rights Policy

In realizing its mission of “As an expert in policy-based financing, creating futures together by providing support for reassurance and challenges,” JFC recognizes respect for human rights as an important management issue and is committed to making efforts to fulfill its responsibility to respect human rights in all of its business activities.

The Board of Directors has resolved this policy and will review it as necessary.

1. Respect for International Norms

JFC will comply with the laws and regulations applicable in the regions where it conducts business activities and respect international norms on human rights, including the Universal Declaration of Human Rights and the Guiding Principles on Business and Human Rights.

2. Scope of Application

This policy applies to all JFC management and staff.

JFC will also strive to ensure that customers, suppliers, and other stakeholders understand the purpose of this policy.

3. Respect for the Human Rights of Management and Staff

JFC respects the human rights of all management and staff and strives to create a workplace where each employee can work comfortably. JFC will not tolerate human rights violations in any situation, including discrimination based on race, sex, nationality, creed, religion, disability status, sexual orientation, gender identity, age, family origin, health condition, or other attributes, as well as sexual harassment, workplace bullying, customer abuse, or any other form of harassment.

4. Cooperation with Customers

JFC respects the human rights of all customers and strives to avoid discriminatory treatment in providing products and services. If adverse impacts on human rights are identified in relation to customers, JFC will strive to take appropriate action.

5. Cooperation with Suppliers

JFC respects the human rights of all suppliers. If adverse impacts on human rights are identified in relation to suppliers, JFC will strive to take appropriate action.

6. Remedial Measures

If it becomes clear that JFC’s management and staff or products and services have caused or contributed to adverse impacts on human rights, JFC will work to provide remedy.

7. Awareness-raising Activities

JFC will make this policy known to management and staff and strive to ensure that they gain a proper understanding and awareness of human rights through human rights training and other measures.