Support for Post-disaster Reconstruction

Providing Financing and Other Support for the Recovery and Business Resumption of SMEs that Have Sustained Damage due to the Disaster

Disaster Recovery Loans

As a measure for SMEs that have sustained damage due to earthquakes, typhoons or other types of natural disasters, as well as establishing the special consultation desk, the SME Unit provides support for recovery and business resumption through the provision of Disaster Recovery Loans.

â–¼Disaster Recovery Loans (total as of March 31, 2014)
Date of disaster Name of disaster Main affected areas Loans granted
Year Month Number of cases Amount
1995 1 The Great Hanshin-Awaji Earthquake Osaka, Hyogo 3,906 174.8 billion
2004 7 Disaster caused by torrential rain Fukui 38 0.9 billion yen
  10 Disaster caused by torrential rain and rainstorms Kyoto, Hyogo 35 0.7 billion yen
  10 The Niigata Chuetsu Earthquake Niigata 135 3.7 billion yen
2007 7 The Niigata Chuetsu-oki Earthquake Niigata 25 0.4 billion yen
2011 3 The Great East Japan Earthquake Aomori, Iwate, Miyagi, Akita, Yamagata, Fukushima 23,083 1,591.9 billion yen

Response to the Great East Japan Earthquake

The SME Unit has taken the following responses aimed at recovery support and business resumption of SMEs affected by the Great East Japan Earthquake:




Established special consultation services for the Great East Japan Earthquake at branch offices nationwide, and has responded to inquiries about financing and repayments from affected SMEs.
Has reduced the interest rate of Disaster Recovery Loans for SMEs that sustained particularly extensive damage as a result of the disaster.
Due to concerns of a worsening management environment for SMEs caused by the effects of the planned blackouts arising from the Great East Japan Earthquake or by damage caused by rumors associated with the problems at the nuclear power plant in Fukushima Prefecture, we have taken measures such as reducing interest rates for people who meet certain conditions.
As for inquiries about repayments from SMEs affected by this disaster, has strived to respond compassionately and to alleviate the burden, in view of the individual circumstances of the affected SMEs.

The Great East Japan Earthquake Recovery Special Loan

Following approval of the first supplementary budget for FY2011, the Great East Japan Earthquake Recovery Special Loan--a Loan Program directed at SMEs--commenced on May 23, 2011.

This Loan Program was created in response to the Great East Japan Earthquake for those who suffered direct and/or indirect damage and those subject to markedly worsened financing conditions due to rumors.

The Great East Japan Earthquake Recovery Special Loan

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